There's no shortage of Florida insurance agents out there. That's no secret. However, many consumers don't know how to separate the reputable and trustworthy ones from the people just looking to make a quick buck. Use these 7 ways to find a reputable insurance agent in Florida and you'll be assured of making a smart choice and getting the protection you need.
1. Learn about Licensing Qualifications: Do some research to find what the state requires for licensure as Florida insurance agents. By visiting the following address: http://www.myfloridacfo.com/Agents/Licensure/General/index.htm you can find out the requirements to be an insurance agent in Florida, and then you can make sure that your agent has met them.
2. Florida Insurance Agents Titles: The state of Florida issues many specific titles and licenses for individuals selling or preparing varying types of insurance. Learn what all the titles are, what they mean and who you should choose by visiting this page: http://www.myfloridacfo.com/consumers/PurchasingInsurance/SelectInsAgent.htm
3. Search for a Licensee: Of course, you don't have to rely on an insurance agent in Florida to tell you whether or not he is licensed. You can do the searching for yourself at this address: http://www.myfloridacfo.com/Data/AAR_ALIS1/index.htm. Here you can quickly find any licensed Florida insurance agents, and if your man isn't on the list, then he's not!
4. FAIA Search: You can also search for Florida Association of Insurance Agents certified members. At this address http://www.faia.com/Custom/agentlocator.aspx you can search for licensed agents by county, agency, city or zip code.
5. Check for Disciplinary Actions: The state of Florida publishes all disciplinary actions it takes on insurance agents in the state. You can find all of the recent disciplinary actions published publically at this address: http://www.myfloridacfo.com/Agents/Industry/News/DisciplinaryActions.aspx.
6. Insurance Alerts: While not about Florida insurance specialists and agents specifically, the Department of Financial Services publishes a number of all-purpose insurance alerts designed to help you make intelligent consumer decisions. You can view all of the advisories here: http://www.myfloridacfo.com/ICA/advisory/default.asp
7. Laws and Compliance: If you think that some of the Florida insurance specialists you are working with are not completely legal, moral or responsible with their actions and behavior, you can learn more about the state's laws and regulations. See complete lists of Florida insurance laws here: http://www.myfloridacfo.com/agents/Industry/Laws-Rules/index.htm and here https://www.flrules.org/gateway/Division.asp?DivID=360 to be completely informed about what's acceptable and what's illegal.
With all of the above official resources, you should be able to quickly and easily determine which Florida insurance agents or specialists you should be working with. Always be sure to do your homework, and you'll never get scammed or make a poor choice while searching for an insurance agent in Florida.
John Rothschild is the owner of ACI Insurance Services, a leading provider of
great Florida insurance at the best prices available. Whether you're an individual looking for home insurance or you want a
free Florida insurance quote, you can get started today with no obligation by visiting LowCostFloridaInsurance.com.
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